Employee Benefits Broker

Also called: Benefits Consultant (Insurance)

Helps companies choose health, dental and retirement plans for their employees and negotiates with insurers.

A day in the life

You compare five health plans for a 200-person company, negotiate a smaller price increase and run open-enrollment meetings for employees.

Pay over a career

Starting
$55k
Typical
$95k
High
$200k

Commission-based; top brokers earn much more.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's degree; insurance license.

Ways in: 4-year college, Certification. Training cost: $15k – $60k.

Majors to look at: Business, Finance, Human Resources.

Outlook

Growing about average (about 4% over 10 years). Tracks insurance sales agents.

Will it last? Our AI estimate

Low risk in 5 years, medium in 10. AI compares plans and answers employee questions; guiding employers through renewals and negotiating with insurers stays human.

Start now, in high school

Classes: Business class, Health science CTE, Speech and Debate.

Official data: O*NET occupation 41-3021.

More Insurance careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.