Underwriting Manager

Leads a team of underwriters and sets the rules for which risks an insurer will accept.

A day in the life

You review a request to insure a 40-story tower, decide to accept it with a higher deductible, and coach a junior underwriter on reading engineering reports.

Pay over a career

Starting
$100k
Typical
$140k
High
$210k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 10 years after high school. Bachelor's plus years as an underwriter; CPCU designation common.

Ways in: 4-year college, Certification. Training cost: $15k – $60k.

Majors to look at: Risk Management & Insurance, Finance.

Outlook

Growing about average. Steady.

Will it last? Our AI estimate

Medium risk for 10 years. AI underwrites simple policies automatically; managers set the rules and handle complex risks, but teams shrink.

Start now, in high school

Classes: AP Statistics, Business class, Accounting class.

Official data: O*NET occupation 11-3031.

More Insurance careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.