Subrogation Specialist

Gets money back for an insurance company from the person or company who actually caused the damage.

A day in the life

Your insurer paid for a client's car after another driver ran a red light. You collect the evidence and demand repayment from the other driver's insurer.

Pay over a career

Starting
$45k
Typical
$65k
High
$95k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 3 years after high school. Bachelor's often preferred; claims or paralegal experience.

Ways in: 4-year college, On-the-job training. Training cost: $15k – $60k.

Majors to look at: Business, Paralegal Studies.

Outlook

Shrinking (about -5% over 10 years). Tracks claims adjusters and examiners.

Will it last? Our AI estimate

Medium risk in 5 years, high in 10. AI finds recovery chances and drafts demand letters; negotiation remains, but each specialist handles many more files.

Start now, in high school

Classes: Business class, AP English Language.

Official data: O*NET occupation 13-1031.

More Insurance careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.