Claims Adjuster

Also called: Claims Examiner, Field Adjuster

Investigates insurance claims and decides how much the company should pay.

A day in the life

After a storm, you visit a house with a roof damaged by hail, climb a ladder to photograph it, talk to the homeowner and write up a $14,000 estimate.

Pay over a career

Starting
$48k
Typical
$78k
High
$115k

Training

High school diploma, about 1 year after high school. High school diploma or bachelor's; most states require an adjuster license.

Ways in: Certification, On-the-job training, 4-year college. Training cost: Under $15k.

Majors to look at: Risk Management & Insurance, Business Administration.

Outlook

Shrinking (about -6% over 10 years). Declining as AI and photo apps settle simple claims.

Will it last? Our AI estimate

Medium risk in 5 years, high in 10. AI settles simple auto and property claims from photos; adjusters keep injury, large and disputed claims, but desk jobs shrink.

Could start within a month

Age 18+. One way to start: Take your state’s adjuster pre-license course online (about 40 hours) and exam, then apply for trainee adjuster jobs First: State adjuster license in most states (course plus exam)

Start now, in high school

Classes: Business class, Auto tech or construction CTE, Spanish.

Official data: O*NET occupation 13-1031.

More Insurance careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.