Specialty Insurance Underwriter

Also called: Excess & Surplus Lines Underwriter

Insures unusual risks: satellite launches, film shoots, art collections, kidnapping, a pianist's hands.

A day in the life

Today you price coverage for a music festival in case of a storm, review a rocket launch's failure history and decline to insure a stunt you think is too risky.

Pay over a career

Starting
$90k
Typical
$135k
High
$250k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 8 years after high school. Bachelor's degree; years of underwriting; CPCU or Lloyd's market experience.

Ways in: 4-year college, Certification. Training cost: $15k – $60k.

Majors to look at: Risk Management & Insurance, Finance, Engineering.

Outlook

Growing about average. Small but growing niche.

Will it last? Our AI estimate

Low risk in 5 years, medium in 10. Unusual one-off risks like satellites and film shoots have little data for AI; expert judgment and negotiation stay human.

Start now, in high school

Classes: AP Statistics, Business class, Physics.

Official data: O*NET occupation 13-2053.

More Insurance careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.