Structured Settlement Consultant

Also called: Settlement Planner, Structured Settlement Broker

Helps injury victims who win lawsuits turn their settlement into guaranteed payments over many years, often for medical care for life.

A day in the life

A teenager hurt in a car crash wins $3 million, and you meet with the family and lawyers to design a payment plan: money for surgery now, college at 18 and a monthly check for life. You shop annuities from insurers and explain the tradeoffs at a mediation where both sides are tense.

Pay over a career

Starting
$55k
Typical
$110k
High
$260k

Paid in commissions from insurers.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance or business; insurance license.

Ways in: 4-year college, Certification, On-the-job training. Training cost: $15k – $60k.

Majors to look at: Finance, Business Administration, Risk Management & Insurance.

Outlook

Growing about average. Steady with lawsuit settlements.

Will it last? Our AI estimate

Low risk for 10 years. Software quotes annuity prices; designing plans with families and lawyers in tense settlements stays human.

Start now, in high school

Classes: Personal finance, Psychology, Speech and Debate.

Official data: O*NET occupation 41-3021.

More Financial Planning & Advising careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.