Also called: Flat-Fee Planner
Charges a flat fee or hourly rate for financial plans instead of earning commissions on products.
You build a full plan for a young couple: paying off student loans, buying a house in five years and starting retirement savings, all on a video call.
Approximate: anchored on Bureau of Labor Statistics data for a broader job group.
Bachelor's degree (4-year), about 5 years after high school. Bachelor's; CFP certification.
Ways in: 4-year college, Certification. Training cost: $15k – $60k.
Majors to look at: Financial Planning, Finance.
Growing slowly (about 1% over 10 years). Tracks personal financial advisors.
Low risk in 5 years, medium in 10. AI speeds plan building, putting pressure on fees for simple plans; planners who coach and tackle complex situations do fine.
Classes: Personal finance, AP Statistics, Psychology, Accounting.
Official data: O*NET occupation 13-2052.
Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.