Financial Therapist

Combines counseling and money advice to help people overcome stress, fear or bad habits around money.

A day in the life

You meet a client who hides credit card bills from her spouse, talk through where the anxiety comes from and build small weekly money goals together.

Pay over a career

Starting
$45k
Typical
$75k
High
$140k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Master's degree, about 6 years after high school. Often a licensed therapist (master's) plus financial training; FTI certification.

Ways in: Graduate school, Certification. Training cost: $60k – $150k.

Majors to look at: Counseling, Psychology, Financial Planning.

Outlook

Growing faster than average. A new and growing field.

Will it last? Our AI estimate

Low risk for 10 years. AI budgeting apps help, but working through fear, shame and family money conflict needs a trained, trusted human.

Start now, in high school

Classes: Psychology, Personal finance, Sociology, AP English Language.

Official data: O*NET occupation 21-1013.

More Financial Planning & Advising careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.