Special Needs Financial Planner

Also called: Special Needs Planning Advisor, Chartered Special Needs Consultant

Helps families plan money for a child or adult with a disability: trusts, ABLE accounts and protecting their government benefits for life.

A day in the life

Parents of a boy with autism worry about who will care for him after they die. You map out his Medicaid and disability benefits, help set up a special needs trust with their lawyer and open an ABLE savings account. Your plans have to work for 60 years or more.

Pay over a career

Starting
$55k
Typical
$95k
High
$190k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance; CFP and a special needs credential.

Ways in: 4-year college, Certification. Training cost: $15k – $60k.

Majors to look at: Finance, Special Education, Social Work.

Outlook

Growing faster than average. Tracks personal financial advisors, with growing awareness of disability planning.

Will it last? Our AI estimate

Low risk for 10 years. Software runs long projections; understanding each family and benefit rules builds trust that stays human.

Start now, in high school

Classes: Personal finance, Psychology, Government.

Official data: O*NET occupation 13-2052.

More Financial Planning & Advising careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.