Annuity Specialist

Also called: Annuity Wholesaler, Retirement Income Specialist

Explains and sells annuities, insurance products that turn savings into a steady paycheck in retirement.

A day in the life

You help a retired teacher compare annuity options that guarantee monthly income, explain the fees honestly and complete the paperwork.

Pay over a career

Starting
$45k
Typical
$75k
High
$150k

Often commission-based.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 3 years after high school. Insurance license plus securities licenses for variable annuities.

Ways in: Certification, 4-year college. Training cost: Under $15k.

Majors to look at: Finance.

Outlook

Growing about average (about 4% over 10 years). Tracks insurance sales agents.

Will it last? Our AI estimate

Medium risk for 10 years. AI comparison tools shrink the research step; explaining complex products and selling to retirees stays relationship-based.

Start now, in high school

Classes: Personal finance, Speech, Algebra II, Psychology.

Official data: O*NET occupation 41-3021.

More Financial Planning & Advising careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.