SBA Lending Specialist

Also called: SBA Loan Officer, SBA Underwriter

Helps small businesses get loans backed by the U.S. Small Business Administration.

A day in the life

You help a family buy a bakery with an SBA loan, guide them through a stack of government forms and package the loan so the SBA approves it.

Pay over a career

Starting
$55k
Typical
$85k
High
$140k

Often includes commission.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 5 years after high school. Bachelor's in finance or business.

Ways in: 4-year college, On-the-job training. Training cost: $15k – $60k.

Majors to look at: Finance, Business Administration.

Outlook

Growing about average (about 3% over 10 years). Tracks loan officers.

Will it last? Our AI estimate

Medium risk for 10 years. AI fills SBA forms and checks eligibility; advising small-business owners and packaging tricky loans still needs a person.

Start now, in high school

Classes: Accounting, Entrepreneurship, Business law, Spanish.

Official data: O*NET occupation 13-2072.

More Banking & Lending careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.