Personal Banker

Also called: Universal Banker

Opens accounts and helps customers choose banking products like savings accounts, credit cards and loans.

A day in the life

You open a checking account for a college student, help a family set up a savings plan and refer a customer to a mortgage officer.

Pay over a career

Starting
$36k
Typical
$46k
High
$65k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

High school diploma, about 0 years after high school. High school diploma or bachelor's; some need FINRA licenses.

Ways in: On-the-job training, 4-year college, Certification. Training cost: Get paid while you train.

Majors to look at: Finance.

Outlook

Shrinking. Shrinking with branch closures.

Will it last? Our AI estimate

High risk for 10 years. Account opening and product questions are moving to apps and AI assistants; fewer branch bankers needed, mostly for sales and complex needs.

Could start right away

Age 18+. One way to start: Apply to banks for personal banker or relationship banker trainee jobs; some banks sponsor licenses later

Start now, in high school

Classes: Personal finance, Speech, Spanish, Business CTE class.

Official data: O*NET occupation 41-3031.

More Banking & Lending careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.