Analyzes whether people or companies can repay loans and how risky they are.
You study a company's financial statements, calculate how easily it can cover its debt payments and write a recommendation for the loan committee.
Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance or accounting.
Ways in: 4-year college, Certification. Training cost: $15k – $60k.
Majors to look at: Finance, Accounting, Economics.
Shrinking (about -4% over 10 years). Declining as credit models automate.
Medium risk in 5 years, high in 10. AI spreads statements and writes first-draft credit memos, the classic junior work; fewer analysts are hired, with judgment on complex borrowers kept.
Classes: Accounting, AP Statistics, AP Macroeconomics, Computer applications.
Official data: O*NET occupation 13-2041.
Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.