Where finance meets software: payment apps, digital banks, crypto and the engineers and analysts who build them.
Top pay: highest pay, longest training
FinTech Product Manager: Decides what features a finance app or payment product should have and leads engineers and designers to build them. Typical pay $155k.
Blockchain / Smart Contract Engineer: Writes the code for cryptocurrencies, stablecoins and decentralized finance apps that run on blockchains. Typical pay $160k.
FinTech Software Engineer: Builds the software behind banking apps, payment systems and trading platforms. Typical pay $140k.
Fraud Data Scientist: Builds models that catch stolen credit cards, fake accounts and scams in real time. Typical pay $145k.
Tokenomics Designer: Designs the economic rules of cryptocurrencies and blockchain projects: supply, rewards and incentives. Typical pay $150k.
Payments Strategy Manager: Decides how a company accepts and sends money: cards, digital wallets, bank transfers and new payment methods. Typical pay $140k.
Crypto Compliance Officer: Keeps a cryptocurrency exchange or fintech company following money-laundering and securities laws. Typical pay $140k.
Mid pay: solid pay, degree or apprenticeship
Blockchain Analyst: Traces cryptocurrency transactions to follow money, investigate hacks and research projects. Typical pay $95k.
Bitcoin Mining Operations Manager: Runs warehouses full of computers that 'mine' Bitcoin, managing power, cooling and repairs. Typical pay $80k.
FinTech Compliance Analyst: Makes sure a finance app follows consumer protection and banking laws. Typical pay $85k.
Banking Partnerships Manager: Builds deals between fintech apps and the banks that hold the money behind them. Typical pay $105k.
Payments Operations Analyst: Keeps money flowing correctly through payment systems and fixes failed transfers. Typical pay $70k.
Merchant Services Sales Rep: Sells card-payment systems (like checkout terminals) to restaurants and shops. Typical pay $58k.
KYC Analyst: Verifies new customers' identities to prevent fraud and money laundering (KYC = Know Your Customer). Typical pay $55k.
Digital Asset Custody Specialist: Keeps cryptocurrency held for clients safe, managing the secret keys and approvals that protect it. Typical pay $105k.
Crypto Research Analyst: Studies crypto tokens and blockchain projects to judge which have real value. Typical pay $100k.
Card Program Manager: Launches and runs a debit, prepaid or credit card program for a company, like gig worker pay cards or a fintech app card, working with banks and Visa or Mastercard. Typical pay $98k.
Bitcoin ATM Operator: Owns or runs a route of Bitcoin ATMs in gas stations and stores, filling them with cash, fixing them and following money-transfer rules. Typical pay $55k.
Merchant Underwriter: Decides which businesses are allowed to accept credit card payments through a payment company, and sets limits so the company does not lose money to fraud. Typical pay $76k.
Starter: fastest way in
Chargeback Analyst: Handles disputes when customers claim a card charge was wrong or fraudulent. Typical pay $48k.
Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.