Payments Operations Analyst

Keeps money flowing correctly through payment systems and fixes failed transfers.

A day in the life

You find out why 400 payments failed overnight, fix the issue with the bank and refund customers.

Pay over a career

Starting
$52k
Typical
$70k
High
$95k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. A bachelor's degree in finance, business or a related field; the Accredited ACH Professional (AAP) credential helps later.

Ways in: 4-year college. Training cost: $15k – $60k.

Majors to look at: Finance, Business Administration.

Outlook

Growing about average. Steady.

Will it last? Our AI estimate

High risk for 10 years. Automated systems route and repair most payments; fewer analysts, mostly fixing rare breaks and exceptions.

Start now, in high school

Classes: Accounting class, Computer apps class.

Official data: O*NET occupation 13-2099.

More FinTech, Payments & Crypto careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.