Also called: Life Settlement Medical Underwriter, Mortality Underwriter
Reads an older person's medical records and estimates how many years they will likely live, so investors can price life insurance policies they buy.
Each file is hundreds of pages from doctors and hospitals. You note heart failure, kidney numbers and memory test scores, compare them with mortality tables, and write a careful estimate. It is quiet desk work about a serious subject, and you treat each person with respect.
Approximate: anchored on Bureau of Labor Statistics data for a broader job group.
Bachelor's degree (4-year), about 4 years after high school. Often a nursing or biology degree, sometimes an MD; trained in-house in underwriting.
Ways in: 4-year college, On-the-job training. Training cost: $15k – $60k.
Majors to look at: Nursing, Biology, Actuarial Science, Public Health.
Growing about average. Small niche tied to the life settlement market.
Medium risk in 5 years, high in 10. AI is getting good at summarizing medical records and estimating lifespans; senior underwriters who judge odd cases stay.
Classes: Biology, AP Statistics, Anatomy & physiology.
Official data: O*NET occupation 13-2053.
Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.