Insurance Regulatory Analyst

Also called: Rate Analyst (State Insurance Department)

Works for a state government checking that insurance prices are fair and companies can pay their claims.

A day in the life

You review an insurer's request to raise rates, check its math, and recommend approving or rejecting it.

Pay over a career

Starting
$50k
Typical
$75k
High
$110k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in math, finance, or economics.

Ways in: 4-year college. Training cost: $15k – $60k.

Majors to look at: Mathematics, Finance, Economics.

Outlook

Growing about average. BLS does not project this specialty separately; rating estimated from related occupations.

Will it last? Our AI estimate

Medium risk in 5 years, high in 10. AI checks rate filings and math automatically; fewer analysts, with final approval calls staying human.

Start now, in high school

Classes: AP Statistics, AP Government, AP Calculus.

Official data: O*NET occupation 13-1041.

More Actuarial Science & Risk careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.