Claims Adjuster

Also called: Insurance Adjuster, Catastrophe Adjuster

Investigates insurance claims after accidents and disasters and decides how much to pay.

A day in the life

After a hurricane, catastrophe adjusters travel to the disaster zone, inspect damaged roofs, and write up estimates for dozens of homes a week.

Pay over a career

Starting
$48k
Typical
$76k
High
$115k

Based on claims adjusters, examiners, and investigators.

Training

Certificate, about 1 year after high school. High school diploma or bachelor's; state adjuster license.

Ways in: Certification, On-the-job training, 4-year college. Training cost: Under $15k.

Majors to look at: Business, Criminal Justice, Construction Management.

Outlook

Shrinking (about -4% over 10 years).

Will it last? Our AI estimate

Medium risk in 5 years, high in 10. AI estimates damage from photos and settles simple claims; field adjusters remain for disasters and complex cases.

Could start within a month

Age 18+. One way to start: Take your state's adjuster pre-license course online and the exam, or join an insurer's trainee program First: State adjuster license (often a 40-hour online course and exam)

Start now, in high school

Classes: Algebra, English composition, Construction CTE.

Official data: O*NET occupation 13-1031.

More Actuarial Science & Risk careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.