Private Real Estate Lender

Also called: Hard Money Lender, Fix-and-Flip Lender

Makes short-term, high-interest loans to real estate investors who need money fast to buy or fix up properties.

A day in the life

A house flipper needs $250,000 in 10 days. You visit the property, check her past projects and fund the loan, then track the renovation before releasing more money.

Pay over a career

Starting
$40k
Typical
$100k
High
$300k

Income depends on how much capital is lent out.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

No formal education, about 4 years after high school. No degree required; real estate experience and access to capital. State licensing varies.

Ways in: On-the-job training, Self-taught, 4-year college. Training cost: Under $15k.

Majors to look at: Finance, Real Estate.

Outlook

Growing about average. Grows when banks tighten lending.

Will it last? Our AI estimate

Low risk in 5 years, medium in 10. AI screens deals, but judging fix-and-flip borrowers, visiting properties and deciding to lend your own money stays human.

Start now, in high school

Classes: Business class, Construction CTE, Personal finance class.

Official data: O*NET occupation 13-2072.

More Real Estate Finance & Investment careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.