Also called: Mortgage QC Analyst, Post-Closing Loan Auditor
Re-checks a sample of closed home loans to catch mistakes and fraud, like fake income or missing documents, before investors or regulators do.
Each month you pull 10% of a lender's loans and redo the work: re-verify incomes, recheck the appraisal and confirm the borrower lives in the house. You find a pay stub that looks edited and report it, then write up patterns so loan officers stop repeating the same errors.
Approximate: anchored on Bureau of Labor Statistics data for a broader job group.
Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance or business helps; mortgage processing or underwriting experience.
Ways in: 4-year college, On-the-job training. Training cost: $15k – $60k.
Majors to look at: Finance, Business Administration, Accounting.
Growing about average. Required by Fannie Mae, Freddie Mac and regulators.
Medium risk in 5 years, high in 10. Software now checks documents and data automatically; fraud judgment and tricky files keep fewer people busy.
Classes: Accounting, Business math, English composition.
Official data: O*NET occupation 13-2041.
Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.