Credit Rating Analyst

Also called: Ratings Analyst

Grades how likely companies, cities or countries are to repay their debt, at agencies like Moody's or S&P.

A day in the life

You review a hospital system's finances, interview its CFO and present a recommendation to a rating committee on whether to downgrade it from A to BBB.

Pay over a career

Starting
$90k
Typical
$135k
High
$230k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance or economics; often a master's or CFA.

Ways in: 4-year college, Graduate school, Certification. Training cost: $15k – $60k.

Majors to look at: Finance, Economics.

Outlook

Growing about average. Steady.

Will it last? Our AI estimate

Medium risk in 5 years, high in 10. AI drafts credit reports and spreads financials; committees still vote, but each analyst covers more issuers.

Start now, in high school

Classes: Accounting class, AP Statistics, AP Macroeconomics.

Official data: O*NET occupation 13-2041.

More Financial Research, Ratings & Economics careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.