Credit Risk Analyst

Studies how many of a bank's loans could go bad and sets rules to keep losses down.

A day in the life

You analyze which credit-card customers are falling behind, test a stricter approval rule and estimate how much it would save.

Pay over a career

Starting
$65k
Typical
$95k
High
$145k

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in finance, economics or statistics.

Ways in: 4-year college. Training cost: $15k – $60k.

Majors to look at: Finance, Statistics, Economics.

Outlook

Growing much faster than average (about 8% over 10 years). Tracks financial risk specialists.

Will it last? Our AI estimate

High risk for 10 years. Machine-learning credit models do most loan scoring; fewer analysts needed, mainly to monitor and explain models.

Start now, in high school

Classes: AP Statistics, Accounting class, AP Calculus.

Official data: O*NET occupation 13-2054.

More Actuarial Science & Risk Management careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.