Climate Risk Analyst

Also called: Climate Risk Modeler, Physical Risk Analyst

Calculates how floods, wildfires, heat, and climate rules could hurt banks', insurers', and companies' finances.

A day in the life

You map a bank's 50,000 mortgages against flood and wildfire risk models, estimate potential losses, and brief executives. It's where climate science meets Wall Street.

Pay over a career

Starting
$75k
Typical
$115k
High
$185k

Estimate based on financial and risk analysts.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Master's degree, about 6 years after high school. Bachelor's in finance, data science, or earth science; many have a master's.

Ways in: 4-year college, Graduate school. Training cost: $15k – $60k.

Majors to look at: Finance, Data Science, Atmospheric Science, Economics.

Outlook

Growing much faster than average. Insurers in particular are hiring as climate losses rise.

Will it last? Our AI estimate

Medium risk for 10 years. AI models climate risk and drafts reports; framing questions for banks and insurers stays human, with fewer junior analysts.

Start now, in high school

Classes: AP Statistics, AP Economics, Computer science.

More Sustainability & Climate Careers careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.