Agricultural Lender

Also called: Ag Loan Officer, Farm Credit Officer

Lends money to farmers to buy land, equipment, seed, and livestock, and helps them plan their finances.

A day in the life

You visit a farm to look at the operation, the equipment, and the books, then decide whether to approve a $2 million operating loan. You check in with clients when prices crash or a hailstorm hits, helping them restructure rather than lose the farm.

Pay over a career

Starting
$40k
Typical
$75k
High
$150k

Loan officers overall; senior ag lenders at Farm Credit institutions earn more.

Approximate: anchored on Bureau of Labor Statistics data for a broader job group.

Training

Bachelor's degree (4-year), about 4 years after high school. Bachelor's in ag business, finance, or ag economics.

Ways in: 4-year college. Training cost: $15k – $60k.

Majors to look at: Agricultural Business, Finance, Agricultural Economics.

Outlook

Growing about average (about 2% over 10 years). Loan officers.

Will it last? Our AI estimate

Medium risk for 10 years. AI scores credit and drafts loan files; farm visits, sizing up the farmer and relationship banking stay human, with fewer junior roles.

Start now, in high school

Classes: Accounting, AP Economics, Agriculture business.

Official data: O*NET occupation 13-2072.

More Agribusiness, Ag Policy & Extension careers

Career Universe is an early version. Pay, training and AI-risk figures are estimates to start your own research, not verified facts. The research was written with AI research assistants, checked by validation scripts and spot-checked by hand. Check anything important with schools, employers and official sources. How the numbers work.